Revolutionising finance across Francophone Africa through data intelligence
We're building the financial infrastructure Francophone Africa deserves — solutions that serve the 80% excluded by traditional banks through innovative data-driven credit models.
Our mission and vision
Traditional banks across Francophone Africa exclude 80% of businesses and individuals through outdated models that demand excessive collateral and rely on branch-based operations. Meanwhile, a young, digitally-savvy population of 400 million people drives economic growth but lacks access to appropriate financial services.
Finco exists to bridge this gap. We're building data-driven financial infrastructure that serves everyone - from small suppliers waiting for payments to growing businesses needing working capital. By digitising trust networks and leveraging buyer creditworthiness rather than traditional collateral, we're creating an inclusive financial ecosystem that powers Africa's economic transformation.
Milestones and Achievements
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Finco opportunity research and development
Early 2023: Finco opportunity research and development across West African markets begins.
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Investment Secured
October 2023: Finco opportunities in mortgage financing and supply chain finance customers identified. Initial €228K investment from founders.
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Product development and technology scanning starts
January 2024: Product development starts with technology scanning and platform design collaboration.
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Partnership Established
March 2024: Technology and product collaboration and Finco Platform initial designs completed. Working agreement with Benin Ministry of Economy and Finance. Tech development and business process design starts.
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Launch of Finco into Benin market with supply chain finance offering
January 2025: Launch of Finco into Benin market with supply chain finance offering. Banking Intermediary license obtained.
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License application
February 2025: Application for MFI license. Vehicle dealer partners onboarded. "Friends and family" funding round €240K.
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Platform launch
August 2025: Finco Platform 1.0.0 goes live in Benin.
Our dedicated team
Meet our dedicated team of innovators and experts, committed to transforming finance in Francophone Africa.

Hamet Aguemon
Co-Founder & CEO
Former Goldman Sachs banker and Benin Minister with 25+ years structuring $3B+ financing across Sub-Saharan Africa

Kezia Crawford-Cousins
Co-Founder & Chief Product Officer
Experienced product innovator and people leader, with 30 years experience across financial services and tech

Mahuna Akplogan
Co-Founder & CTO
AI/ML specialist with 20+ years experience, former CEO of healthcare AI platform and Smart Layers business automation
Our core values
The principles that guide everything we do as we transform finance across Francophone Africa.
Transparency
We believe in clear pricing, open communication, and honest relationships with every customer and partner.
Collaboration
Our flat, lean structure enables cross-functional teamwork that delivers better solutions faster than traditional hierarchies.
Responsiveness
We move at the speed our customers need, with 24-48 hour decisions replacing months of bureaucracy.
Customer-Centricity
Every product decision starts with customer experience - we succeed only when our customers thrive.
Fairness
Fair access to finance for all, with equitable terms that create value rather than extract it.
Innovation
We use data and technology to solve real problems, not to create complexity for its own sake.