The neobank for Francophone Africa
We make access to credit easier in West Africa through innovative solutions: reverse factoring and deferred payments (B2B and B2C BNPL), supported by intelligent risk models.

Custom solutions for various industries
Collect your insurance invoices within 48 business hours
Finco pre-finances your invoices within days to preserve your cash flow, so you can stop chasing payments.
The easier it is to pay, the bigger the order
30 to 60-day deferred payment, no collateral required, to sustainably boost business growth with our BNPL solution.
Turn outstanding invoices into immediate working capital
Finco advances working capital against purchase orders, allowing you to expand your inventory and territory without bank paperwork.
Offer affordable vehicle financing to drive more sales
Enable customers to purchase cars and motorcycles with flexible payment plans while you receive full payment upfront.
Bridge payment gaps between projects with invoice financing
Integrate Finco credit in-store or online to increase conversion and basket size while we take on the repayment risk.
Access funds while waiting for public sector payments
Get paid in 48 hours against approved government contracts instead of waiting months for bureaucratic payment cycles.
How it works in three simple steps
Our streamlined process makes financing easy and efficient. Follow these simple steps to get the funds you need.

Sign up and verification
Quick account setup with identity verification to get started with our platform.
Submit your finance application in a minute
Submit your financing application with required documents through our streamlined process.
Get paid
Receive funds quickly once your application is approved and processed.
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