Supply Chain Finance
Unlock cash flow with invoice financing backed by buyer creditworthiness
Revolutionising African finance through data intelligence
Transforming access to credit across West Africa through innovative supply-chain finance, B2B BNPL, and intelligent risk models.
Innovative financial solutions for business.
B2B BNPL
Enable business customers to buy now and pay later at checkout
B2C BNPL
Offer consumers flexible payment options to boost sales and loyalty
Tailored Solutions for Diverse Industries
Healthcare providers
Get paid instantly for insurance claims instead of waiting months
Finco front-funds provider invoices so you pay on Day 1, cutting churn and preserving your capital buffer.
Electronics retailers
Provide flexible payments to increase order value
Our B2B BNPL gives small businesses 30- to 60-day terms with no collateral, so growth is never throttled by cash-flow.
Manufacturing suppliers
Turn outstanding invoices into immediate working capital
Finco advances working capital against purchase orders, letting you scale inventory and territory without bank paperwork.
Vehicle dealers
Enable customer financing without credit risk or paperwork
Unlock 90% of approved invoices via Finco's reverse-factoring, funding production in hours.
Construction companies
Bridge payment gaps between projects with invoice financing
Embed Finco credit in-store or online to lift conversion and basket size while we take the repayment risk.
Government contractors
Access funds while waiting for public sector payments
Consumer BNPL from Finco attracts new shoppers, clears inventory, and sends you full payment up-front.
How it works in three simple steps
Our streamlined process makes financing easy and efficient. Follow these simple steps to get the funds you need.
Sign up and verification
Quick account setup with identity verification to get started with our platform.
Submit your finance application in a minute
Submit your financing application with required documents through our streamlined process.
Get paid
Receive funds quickly once your application is approved and processed.
Your personal data is protected under Benin's Digital Code (Law No. 2017-20) and registered with APDP (Autorité de Protection des Données à caractère Personnel), ensuring full compliance with local data protection standards.